Financial Planners in Washington, DC

[https://www.bogleheads.org/wiki/Getting\_started](https://www.bogleheads.org/wiki/Getting_started) In your case, a financial planner is not worth the cost. Read your plan details for "index funds." These are inexpensive funds that attempt to match the holdings and performance of a particular index, such as S&P 500. A mix of S&P 500 index, an international stock market index, and bond market index is all you really need to get started with a "lazy portfolio" that you just put money into year after year. [https://www.bogleheads.org/wiki/Lazy\_portfolios](https://www.bogleheads.org/wiki/Lazy_portfolios)

/r/personalfinance sidebar has a great retirement section.

You're better off spending an hour online reading about the basics of retirement planning. You should spend half that time reading about taxes. Tax advantaged accounts will play a major role in determining how much you will earn.

[deleted]

A good planner will sit down with you and discuss what your goals are related to education, house, retirement etc and develop a plan based on those goals. Life Long Wealth Management Group has multiple financial advisors who have a good sense of [financial management](http://www.llwmg.com/).

I think it's definitely worth it to do some reading / homework on your own first. After that, if you want to talk to a professional, I'm a fan of [Joe Jacques](https://www.jacquesfinancial.com/). I mostly go to him for my tax prep however, have also talked to him about general financial planning. He's very transparent, willing to listen to your goals / needs, and able to advise from there. Hope that helps! ​ edit to add: he's a CPA, as are most of his team.

Try Mehmood Nathani at Altius Financial (altiusfin.com). They will do either a complete financial plan or hourly work on specific issues you want to work on. Very nice guy, and he is a fee-only planner who doesn't get any commissions on anything he recommends to you, so there is never a conflict of interest. They're in Bethesda.

Dave Ramsey? I don’t know if he takes individual clients though.

Pawleys Capital! Kathryn Schwartz is the BEST! She has her own company and can help investors all over the US. She is based in Pawleys Island. Pawleys Investment Advisors/Pawleys Capital! http://www.pawleyscapital.com/

To be assured of someone who adheres to the highest standard of ethics and professional knowledge, search for a local Certified Financial Planner: http://www.letsmakeaplan.org/choose-a-cfp-professional/find-a-cfp-professional Then, double check the person or firms credentials using FINRA's BrokerCheck: http://brokercheck.finra.org/

Tim Ferris Agent New York Life Insurance Company 1312 Professional Drive Suite 200 Myrtle Beach, SC 29577 843-497-3309

Try my friend Sammi - sjkerley4@gmail.com

Try James Brown III, CLTC Financial Advisor at Northwestern Mutual https://www.linkedin.com/profile/view?id=11978619

Blaise, I am a financial planner at Acorn Financial services and one of two WM alums at the firm. We would be happy to meet with you. Email me at escruggs@acorn-financial.com

Cfp.net is a good start. Fee based as in you want to pay hourly or a one time fee for a financial plan? Most cfp’s that do this work independently.

I’ve heard good things about https://goddardfinancialplanning.com

Go to CFP.net - should be search function to find a CFP near you

We just finished getting our financial plan after an inheritance. I wanted fee only and got a reference from a friend in TX who does financial planning. Paul Sinatra, Regency Financial Planning. We were really happy with him. 3 sessions, 2400. And we have a plan that will take us into retirement and after that we feel really good about.

[deleted]

There is a lot of misinformation in this thread. While you may not need **investment management**, you can still receive a financial plan for a fairly reasonable rate. The big difference between the two is that a financial plan should be a structured path to follow in order to achieve specific goals that fit your needs instead of strictly focusing on investment returns. Yes, there are usually a mix between the two, but that is not absolutely necessary. A lot of firms - RIAs, specifically - will develop a financial plan for you for around $1,200-1,500 overall. Whether or not you would wish to use them for asset management is entirely dependent on you. /u/naardvark is way off base in his numbers. I've seen many examples of a household starting with $300K in assets and use a financial plan to properly invest over time thereby reaching their exit value. There are a great many resources for finding the right fit for you. PM me if you want some suggestions to start.

I looked into this and got in touch with Capital Investment Advisors in the city. Their thing is that you have them manage your money for a percentage of the money they manage. I said no way and will keep my funds at Vanguard. The suggestion below for r/personalfinance is probably a good one. I'm not rich, but I've learned investing isn't necessarily sexy or thrilling. I dont mess with individual stocks and I dont make sudden moves with my money with all the BS going on in the world.

Google Boglenomics and never fucking pay a financial planner until you hit about 5 mm net worth.

Knowledgeable, wicked smart, uptodate on tax laws, inheritance and all based on what your personal future goals. He ran the trust department for Suntrust before starting his own. Actually takes the time to listen to what YOUR needs and wants are. Huge portfolios, middle size & just starting out. He also has a huge list of contacts in the Atlanta/metro area Bob Goggin-+1 (404) 394-3584