SmartyPig

4 recommendations and reviews from 4 people

• Referral from September 2, 2020
  

  dadoxey asked:

  Bank accounts with the best interest rate Along with Robinhood’s new cash management giving a monthly 0.30% APY and Nerd Wallet’s recommendation to put my savings into a different account with higher interest has made me interested in moving my money into a different account than the one that it’s currently in. Robinhood’s cash management is well rated by Nerd Wallet, but I’ve seen criticism of its lack of customer service. I’m not sure if I’d want to move my money into the same place where I do investing. Is there any other bank that has a monthly APY that’s just as good as Robinhood’s cash management?

  

  eric_rocks replied:

  Has anyone used Smarty Pig (a Salie May product)? It's a tiered HYSA, with decent rates and no fees. [Link here](https://www.smartypig.com/) ​ ​ |0-2500|1.1%| |:-|:-| |2501-10000|1%| |10 k-50 k|.8%| |50 k +|.7%|

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• Referral from December 22, 2015
  

  Oragami asked:

  Where can I find a piggy bank that can only be opened by breaking/when a certain goal is met? Im really horrible at saving my spare change (or money at all really), and Ive been thinking about buying a piggy bank that I can put money, but cn't open it until a goal I set is met, or I break it open. Any suggestions would be really good :D

  

  c2reason replied:

  The cost of high-tech piggy bank is probably more than you would save in spare change. If you have regular employment and income I would recommend setting up automatic deductions into a separate savings account. If you think it would be motivating, you could look at something like https://www.smartypig.com/ which lets you set up savings goals. I'd also recommend reading [how to handle $](https://www.reddit.com/r/personalfinance/wiki/commontopics).

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• Referral from January 17, 2015
  

  Monica W. asked:

  If we are starting to plan our first trip to Disney next year where do we start?! Looking at the website there is SO much it's overwhelming! What are musts when we are a family of 4 with a 4 and 5 year old? Can we start making payments now and if so how do I get in contact to do that? Where is the most magical place to stay?! Thanks in advance...feeling lost!!

  

  Nicole O. replied:

  my go to number is 407-939-5277. i use it so much it's memorized! lol only $200 deposit and then rest is due 45 days before your trip (you can cancel up to that point too.) get the travel insurance. you can pay a little here and there by phone or onli ne. one year i decided to babysit to pay for a trip and would call each week when I got paid and add more and more. last trip i opted to keep the money in a savings account to earn interest. ( smartypig.com is a great one) then when i knew for a fact we were going i used my saving to buy disney gift cards at target with my red card to save 5%! then i used the cards to pay for my trip. if you don't mind an extra step, you can even open an official disney saving account. (google it and it should pop up with donald duck and his nephews) you can put the gift cards you buy in it and then pay for the trip with ! number instead of a bunch of cards. best part is you get $20 in disney gift cards for every $1000 you spend on your trip, so you can use them to pay for stuff in the parks. I also use my disney visa for things like groceries and then pay the balance after each shopping trip. I get 2% back in disney rewards that gets turned into a disney gift card that can either be used to pay for my trip or in the parks. hope that helps some. it can be confusing, but calling disney and talking with them is the best way to learn and you will be a pro in no time. our first family trip to disney i wanted my hubby to get the full experience, so he called and did the whole thing by calling disney. the cams are wonderful and don't mind you calling and asking a million questions. smile emoticon

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• Referral from December 26, 2014
  

  Tia G. asked:

  I will never bank with PNC again. Ever. Any suggestions on a credit union or alternative bank where I can keep my money and not be charged a bunch of fees?

  

  Olivia H. replied:

  I think they're great... The savings rate could be better, so I use an online savings account ( smartypig.com ) for that at 1.00%, and they (genfed) gave me an Nate a small car loan that we didn't think we would qualify for... They have the ability to be personal with you and work with you based on your situation most of the time

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