Since we're talking about all this fun stuff like taxes and red tape. Insurance..... Who does everyone go through, we're currently through Erie for liability ect. and it just came up to renew again this month. We carry general liability of course and additionally equipment and business property insurance. All in all our bill is about 700 a year. That sound about right compared to what other ppl are paying? Anyone get insurance through a professional association? If so do you pay significantly less?