Innovate Banking

12 recommendations and reviews from 12 people

• Referral from October 4, 2018
  

  ruikenfeng asked:

  Service credit unions Anyone use a credit union for service members? What's the best out there? PenFed, Navy FCU? Others? Looking for one that provides good rates on auto/home loans mostly, wouldn't be using it for primary checking/savings. Appreciate any input.

  

  NastySplat replied:

  Best for me isn't exclusive to service members. I happen to use Us agencies credit union. There's only one branch, it's small but it's part of the COOP network. See if you can't find one that is, any ATM or bank on the network, I can use as my own. Walk into another credit union to make a withdrawal with just my account number and id for example or deposit money without paying a fee at one of the coop ATMs. https://co-opcreditunions.org/locator/

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• Referral from October 1, 2018
  

  JD_55369 asked:

  Best bank/local credit union? Hi Ya'll. I just moved down from Seattle, where I was a member o of BECU, which is a great local credit union up there. Only issue is, they don't have any locations here. I need to join a new bank, and I usually prefer that it would be a local credit union. Any recommendations? Do you like/hate your bank?

  

  Frack4BTC replied:

  > Only issue is, they don't have any locations here. You don't really need a new account, you can keep using your BECU account. BECU is a member of the [Co-Op Shared Branches](https://co-opcreditunions.org/locator/) program.

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• Referral from June 18, 2018
  

  COHempCO asked:

  Seeking Bank/CU that serves between CO and FL Made a post last night but with the wrong spelling in the title, in order to make it easier to understand I am just going to repost. Does anybody know of any brick and mortar Credit Unions that would serve both regions? I would prefer to not use Wells Fargo or some big bank due to their shady practices, however, Wells Fargo started to re-brand their image if that means anything. Any discussion/insight would be greatly appreciated.

  

  slayerdork replied:

  Some credit unions are part of a co-op, which means you can use ATMs/branches of another credit union's who also belongs to the co-op. https://co-opcreditunions.org/locator/

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• Referral from October 10, 2017
  

  Fhatal asked:

  Credit unions? Good evening (idk what to call you, Islanders?) I got a job there on the Island and I am moving very very soon. I am from CT and I love my credit union. Unfortunately, my credit union is a local one, so when I move I need to find another one. I am moving to the Bellport, Brookhaven, Shirley area. What would you guys recommend for a good credit union out there. Looking for checking and savings. Do they have useful apps? Friendly customer service? Things like that.

  

  UglyPineapple replied:

  [Here's a CU finder](https://co-opcreditunions.org/locator/) to help, it's run by CO-OP. CO-OP is a network that gives you access to fee-free ATMs around the country. That being said, Bethpage is one of the best on the Island.

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• Referral from May 25, 2017
  

  mklwhite asked:

  Can you recommend a good bank? Mostly for debt/checking but maybe some savings. Just general banking really. Extra credit if they have decent online tools. Thanks.

  

  ddaavviids replied:

  I'd also recommend a credit union, just make sure they're also a member of the [CO-OP](https://co-opcreditunions.org/locator/). This makes going with someone local much less painful while traveling or if you have to make a transaction outside of your local area. My particular credit union closed their Salem branch a while ago but I hardly ever have to visit one of their branches. I can do 99% of my banking at a shared branch here in town. You just give them photo ID and your member number and it's like you're at your home credit union for most things.

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• Referral from February 22, 2017
  

  Pirate_Moriarty asked:

  d1g1t and i are going to drop our bank and move to something else. Any recommendations or things we should look out for?

  

  caterpillar replied:

  if you're moving to a CU, get one that's part of the CU co-op network --> https://co-opcreditunions.org/locator/

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• Referral from September 28, 2016
  

  Rachel S. asked:

  We're looking for a new bank. Most of you recommended BOA or Wells Fargo but I'm wondering about a credit union... Maybe Truliant. We're just looking for a basic checking account where we can have our direct deposit and not have to maintain a high minimum balance to avoid fees... ($100) is ok and be able to bank online and deposit checks via mobile.

  

  Teri G. replied:

  I bank with a CU in Florida but use the shared services of local CU's. There are participating CU's all over. https://co-opcreditunions.org/locator/

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• Referral from April 29, 2016
  

  vjnexus asked:

  Credit Union recommendations I'm looking to break up my long term relationship with corporate banking and was wondering what peoples experiences were with some local alternatives in the Kansas City area. Edit: I'm in midtown / north hyde park area if that matters.

  

  bchociej replied:

  FYI to all: many credit unions are part of a nationwide network that allows to use both ATMs and branches of other credit unions. Super useful, I use it all the time and it's easy as can be. The tellers are very familiar with it and it's as simple as filling out a form with your 'home' credit union name and account number. This makes it way more attractive to pick a smaller, friendlier credit union, as you know you'll be able to find somewhere to bank anywhere you go. https://co-opcreditunions.org/locator/

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• Referral from January 30, 2015
  

  Carl S. asked:

  I am setting up a futures trading fund. To do so, I need a bank which is well scattered across at least Texas. But I can't stand Wells Fargo because of factual experiences. All bad. Does anyone have any recommendations on a pretty high profile bank that you are very pleased with? Customer service, accuracy, helpfulness? (I love my credit union, but if I have a client in San Angelo or Austin, I'd prefer a bank which had branches in both places).

  

  Scott D. replied:

  https://co-opcreditunions.org/locator/...

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• Referral from October 19, 2014
  

  Ataan K. asked:

  Any recommendations for a good credit union Near newburyport?

  

  Alex M. replied:

  http://co-opcreditunions.org/locator/ the nice thing about many of the credit unions on this list is that you can bank at any shared co-op branch

  

  Michael K. replied:

  As for credit unions, a good number of them are all connected, so feel free to become a member of one that isn't in your area as long as you have one that is reasonably convenient that is (check that over at http://co-opcreditunions.org/locator/). Especially when you are outside your local area, having another CU to service you is very convenient. In that respect, I recommend Workers CU. They pay 1.75% on checking up to $25 k when you meet their easy requirements and they pay another 0.3% through their annual giveback bonus program; or 0.75% for savings plus 0.2% annual giveback bonus.

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• Referral from October 7, 2013
  

  Bank D. asked:

  Good morning, everyone! We're trying to help someone in the Silverlake neighborhood of Los Angeles find a credit union with open membership that offers a mobile app with remote check deposit & participates in shared branching. We've already reached out to Los Angeles Federal Credit Union & First Entertainment Credit Union to see if they fit the bill. Anyone have another suggestion?

  

  Vendaval M. replied:

  here is the "shared branch" co-op page... type in the city, state or zipcode and see what is available in the area: http://co-opsharedbranch.org/ Home > CO-OP Shared Branch Location Search co-opsharedbranch.org Find a Locationsearch byor Include ATMsAdvanced Search | Int'l Search Find an ...ATM Location benefits of co-op shared branch Read MoreMOBILE Shared Branch Locations:iPhone or AndroidLIVE HELP Need account information?Call 888-837-6500 for personal assistanceCALL Call 1-888-SITE-CO-OP (888-748-3266)…See more

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