Neighbors, is there a local insurance agent you like and trust? Has anyone experienced not being able to get homeowners insurance because your house is "too old?"
Gary K. replied:
Our house is not only old (132), it's a Historic Landmark. This makes some insurance companies squeamish. The best company for us turned out to be Chubb. Our agent is Cindy Beck at Vangilder (303) 831-5240. What you have to watch out for is that most insurance companies will cover you for repair to damage, but that does NOT mean they will cover you for the same materials and workmanship. Our Cubb policy does that and it was the cheapest with the lowest deductible!