Primecover Insurance Services Ltd

19 recommendations and reviews from 11 people

• Referral from August 1, 2017
  

  Rene S. asked:

  Does anyone know an insurance broker who can get me an insurance for an 18 bed HMO mainly filled with DSS tenants? My broker couldn't get any insurance due to the number of rooms but I guess I am not the only one with an HMO of this size.

  

  Denisa K. replied:

  http://www.primecover.co.uk/ specific to the property industry

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• Referral from August 4, 2016
  

  Emma C. asked:

  Hi all, i need to renew my landlords insurance. Can you reccomend a good broker. Thanks in advance

  

  Jon C. replied:

  Primecover have been great for me - http://www.primecover.co.uk/

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• Referral from June 12, 2015
  

  Suzie B. asked:

  Hi...can anyone recommend a company to use for buildings Insurance for Ltd company? Previously we've bought in our own names but are buying this property via our new Ltd company, just called one insurer and they wanted £400/yr, that's ridiculous when we normally pay around £150! Any advice please? We're exchanging contracts today so need this asap!

  

  Don H. replied:

  Try Sharron at Primecover saved me thousands 01204387501 specialist in property.

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• Referral from April 8, 2015
  

  Avijeet J. asked:

  I need a HMO Landlord insurance. I am not able to see anything useful online. Any recommendations please ?

  

  Jon C. replied:

  Sharon Bailey at Prima Cover can help no doubt: 01204 387501 I used her services last week and preferred her over other brokers I contacted.

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• Referral from March 31, 2015
  

  Jon C. asked:

  Can anyone recommend building insurance they use for Lease option properties?

  

  Phil L. replied:

  Hi John I cant personally but I am currently sorting out my Portfolio Insurance using Sharon Bailey Seems good her no 01204 387501 I Met her at Pin and seems switched on Kind Regrds

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• Referral from February 13, 2015
  

  Steve B. asked:

  Hi, what insurance companies are people out there using for their HMO's? Also has anyone any experience in insuring a grade II listed hmo? Thanks in advance Steve

  

  David D. replied:

  There's also Sharon Bailey od Primecover Insurance Services tel. 01204 387501.

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• Referral from November 24, 2014
  

  Susannah C. asked:

  OK, one for the geeks to answer. Property Insurance. Help me out please with your thoughts. I am interested not simply in best price - though please do put insurance recommendations below on price - saw that LNPG has great insurance prices for example. I am also interested in making sure I have the best 'quality' cover available. So I am moving from looking at insurance on price to value. I have a sizeable (mainly HMO) portfolio these days and it would be a real pain if ever something happened, to not have been insured with a fast reacting, decent insurance company. My question is more - what in your opinion MUST be in the insurance package, what areas should and must be covered, that possibly lower priced insurers take out, what trip ups are there that we should definitely make sure are not there, and which insurance companies would you recommend and why? FYI I have never claimed on my insurance and intend to never do so. Just want the best cover should the sky fall in on a house, so life is easy...

  

  Laura D. replied:

  Hi! It's a very interesting point Susannah , and although I haven't yet taken out insurance, I feel it's loads to be learned! I'd like to tag Sharon Bailey ( http://www.primecover.co.uk ) who's an insurance broker, and having met Sharon at my local networking meeting, she managed to convince me then that going through a broker, like Rupert says, is the way to go. Also, another precious learning I'd like to share from my local investors event, is a company called Aspray , and they are an insurance claims management specialists. How they work: the landlord contacts them FREE of charge BEFORE putting the claim in with the insurance company, and they work on behalf of the landlord, preparing the claim and making sure there is no flaws in your claim. They're loss assesses, as opposed to the insurance company who sends out a loss adjuster. They get paid by the claim, so the service is totally free to the landlord. Personally I haven't yet reached that level in my property investor career where I need insurance, so have not used either of the above, but so far they'll be my first port of call when I get there. Regards, Laura.

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• Referral from March 29, 2014
  

  Colin M. asked:

  Any recommendations for insurance that covers theft during the refurb of an empty property? I've got a property that's been empty for 6 months now and the NLA Insurance (which I'll never use again due to refusing to pay out for roof storm damage!) doesn't cover the refurb. Specifically of concern is the thousands of pounds of kitchen, bathroom, electrical kit and copper pipe that's going to be delivered and fitted over the next few weeks. Ta.

  

  Chris M. replied:

  Try Sharon@prime cover insurance mate it's not the cheapest but you can be very specific and make sure you are covered for every eventuality!! Don't understand people who penny pinch when it comes to insuring an EMPTY house!! 01204 387501 ask for Sharon and Tell her Chris Moores gave you the number and she should look after you. Good luck

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Recommendations from Sharon B.

• Referral from January 19, 2018
  

  Tom C. asked:

  HMO Insurance: Hi, looking for insurance for a licensed HMO held in a ltd co. If you’re a broker please get in touch. Thanks

  

  Sharon B. replied:

  Hi I am more than happy to chat things over with you. Www.primecover.co.uk

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• Referral from April 6, 2017
  

  Jin S. asked:

  Hi I need a good mortgage broker for HMOs and self contained units in one freehold plus insurance. Who are the best deals brokers to contact? Thank you!

  

  Sharon B. replied:

  Hi I would be more than happy to talk to you about your Insurance requirements. Www.primecover.co.uk

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• Referral from March 15, 2017
  

  Jackie C. asked:

  Hi Guys Can anyone please recommend an insurance policy that covers landlords for multiple properties? Many thanks

  

  Sharon B. replied:

  Hi Jackie please call me on 01204 387501 I can talk to you and advise what would be best for your circumstances. Www.primecover.co.uk

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• Referral from March 1, 2017
  

  Richard L. asked:

  Spent 40 years in property development...new to HMOs

  

  Sharon B. replied:

  Hi If you would like to ring me on 01204 387501 I will be more than happy to chat to you about the RIght kind of cover for your HMO. Www.primecover.co.uk

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• Referral from February 4, 2017
  

  Chrissy W. asked:

  Where is the the best place to get landlords insurance for HMOS

  

  Sharon B. replied:

  I would be more than happy to talk to you. It's not just about buying Landlords Insurance. Its what do you want to be covered and do you know what's covered or not? 01204 387501.

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Recommendations from Andrew F.

• Referral from January 21, 2016
  

  Ciaran K. asked:

  Evening all, Just wondering if anyone has advice or suggestions on companies that offer good landlord insurance. I'm currently with justlandlords.co.uk and the policy seems very comprehensive covering buildings and contents. Its due to expire next month and was wondering if i should shop around ro stay where i am. Cheers Ciaran

  

  Andrew F. replied:

  What's it cost to shop around - a 10 minute phone call to a specialist broker. At least then you will know if you can get a cheaper quote and more importantly better insurance. Obviously I'm going to recomend my own insurance broker as they have saved me a considerable amount on my renewal covering my own portfolio. They cover empty properties, structural issues,fire damaged and flood risk. Also property that is traded, hmo's, and different tenant types. Call Emily mort@prime cover insurance Ltd Tel 01204 387501 & mention my name. I am confident they will provide you with excellent service and a competitive quote

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• Referral from January 15, 2016
  

  Harshal K. asked:

  Can anyone recommend a insurance broker for commercial property. Building insurance needs to be renewed. Thanks

  

  Andrew F. replied:

  My insurance broker prime cover insurance tel 01204 387501 ask for Emily mort (new businesses ) They are specialists dealing in commercial and buy2 let insurance. They can offer flood risk/ cover fire damaged and dilapidated buildings. Empty property and property requiring or undergoing refurbishment. Mention my name Andrew foulkes

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• Referral from October 6, 2015
  

  Joni S. asked:

  Can anyone point me in the right direction to some landlord insurance on a btl please

  

  Andrew F. replied:

  We use prime cover insurance services tel 01204 387501 Ask for Emily mort. They specialise in property insurance and cover properties requiring refurbishment, structural issues,flood risk,hmo's, dss and private tenants and portfolios. They also cover void periods unlike direct line. You can also include rent and legal expenses cover. I've just renewed via them and had a reduction in my premiums of 40%. Give them a call and you will be impressed. Mention my name. Andrew

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• Referral from September 15, 2015
  

  Debbie B. asked:

  Who would you recommend for Landlords insurance?

  

  Andrew F. replied:

  I use prime cover insurance services tel 01204 387501. They saved me approx 40% on my tower gate renewal quote and were very efficient. Ask for Emily mort

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Recommendations from Rick G.

• Referral from April 15, 2015
  

  Robert N. asked:

  Can any reccomend an insurance broker for my HMOs It's currently underwritten by Towergate via a broker I currently have 3 HMOs each split into 4 flats/ bedsits/ studios I just received my renewal notice today for the 24th April when I'm away in Holiday so arranging it this week would be beneficial

  

  Rick G. replied:

  www.primecover.co.uk

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• Referral from November 14, 2014
  

  Jo R. asked:

  I'm looking for insurance companies for HMO's, and have tried the search function above. For some reason, I'm not getting any results, which can't be right. There must be a little error on the page. Meanwhile, any tips for insurers? Thank you.

  

  Rick G. replied:

  Primecover Insurance www.primecover.co.uk/ I use them and everything's good

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