XY Planning Network

11 recommendations and reviews from 11 people

• Referral from December 18, 2020
  

  MiddleTomatillo asked:

  Who do I ask for help? I want to talk to someone, but financial advisers seem to focus on what do with with your cash. I want to talk to someone about my general financial picture. For instance, I’m looking to cash out refi, and want guidance on how much to take out. Or details about renting out rooms in my house. I know a CPA can be helpful with some of this, but I want to talk to someone more broadly then just ‘hey I have a ton of cash to invest’. Who do I contact? TIA.

  

  dequeued replied:

  I'd suggest finding a CFP or maybe a CPA with the Personal Finance Specialist (PFS) credential. If you search through https://www.xyplanningnetwork.com/ for example, you'll be able to read advisor biographies and their areas of focus. I think that's your best bet to find someone that fits your needs.

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• Referral from September 22, 2020
  

  mozinder asked:

  Financial Guidance Personnel Hey guy, I am going to be selling my house, have 6 figure debt to pay off, am expecting to buy a cheaper house using the left over money. Who would I hire or service I should contact to help solidify these decisions and make sure I am making sounds decisions? Would it be a financial planner? Any recommendations on companies/services?

  

  lauradmoney replied:

  Sounds like you need a holistic financial plan, but it'll be difficult to find someone to give you objective advice if you don't have a lot of money to invest. You can try [xyplanningnetwork.com](https://xyplanningnetwork.com) \- they are fee-only advisors and some do a one-time/one-issue plan.

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• Referral from August 28, 2020
  

  trickyrickysteve199 asked:

  Financial Advisors in the Area My wife and I are knocking on 30. We currently have no children and the only thing we are saving up for right now is a down payment on a home. Investing/stocks have always intrigued me, but I'm nowhere near capable of handling such duties on my own. We've agreed to start seeking out a dependable financial advisor in the area. Being that we both are not natives to the city, we have no idea where to start. Does anyone here have any recommendations?

  

  randomuser653 replied:

  You can find a handful of advisors in the local area by visiting [NAPFA](https://www.napfa.org). Another option is [XYPN](https://www.xyplanningnetwork.com/) You want someone that's a fee-only fiduciary and a certified financial planner. I think that's all you'll find at the two sites I mentioned. Marshall at BCR is a good dude. They may have a minimum asset level or fee. Jesse and Ross at [Zora financial](https://www.zorafinancial.com/) may be just what you need. Good luck in your search.

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• Referral from July 30, 2020
  

  wittycocktailshrimp asked:

  Advice on Financial Planners To get to the point- mid twenties, know absolutely nothing about finances, have 6 figure savings, good salary, stocks(from work), 401k, no debt, live in America. Again I know absolutely nothing and trying to research everything is overwhelming. I want a financial advisor but reading up on it I don’t know what would be the best company to go with. My sister has one from New York life and she is fine with it but doesn’t have the same finances as me or the same financial goals. I’ve been thinking of using her advisor just out of convenience. Does anyone have a company that they highly recommend?

  

  BenDoblerCFP replied:

  If you're looking for a long term relationship with a fiduciary, fee-only financial planner, [the XY Planning Network](https://www.xyplanningnetwork.com/) is a great resource to find an advisor either in your area or to meet with virtually. If you're just looking for good advice (not investment management) and to pay as you need it, I would highly recommend [this guy](https://www.letsmakeaplan.org/choose-a-cfp-professional/find-a-cfp-professional/Details/?key=eb859 de3-8639-4129-9 c4 f-ddd53 f070637&SimpleSearch=False&Latitude=0&Longitude=0&AreasOfSpecialization=&FirstName=Benjamin&LastName=Dobler&Page=1&Session=74620) :).

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• Referral from June 27, 2020
  

  appl135auc3 asked:

  How to find Financial Advisors My SO and I are looking for a financial advisor. I am afraid of pyramid schemes and generally do not know the difference between many of these companies. What companies would you recommend that would cater to individuals in their 20s with a combined income of $200k per year in NYC?

  

  VegasBH replied:

  If I were in your situation this is who I would use one of the cofounders is very well known in the financial independence community. https://www.xyplanningnetwork.com/

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• Referral from February 11, 2019
  

  Adviceforthewilling asked:

  Has anyone had any bad experiences on financial planners through www.napfa.org? I have a particular scenario I need professional advice with and per the sticky recommendations, NAPFA came up as a great place for fee-only financial advisors. If you've also had a meeting with financial advisors through them, how did it go? Was there anything that you found less than ideal or was the advice received helpful to your situation? ​

  

  FromBayToBurg replied:

  This will be an almost impossible to answer question as it is a national organization and the only binding trait is that they are fee-only. If you have a small business question and you find an advisor whose focus is not small business issues you'll leave with a bad taste in your mouth. Your best bet is to reach out to a wide swath of advisors through NAPFA, or CFP.net, or XYPlanningNetwork.com and find someone who is best suited to answer your question.

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• Referral from January 12, 2019
  

  Cbk40 asked:

  Financial Advisor Does anyone have a financial advisor they can recommend? I've tried searching on Google and the task is daunting. I'd rather use someone who has a proven track record and can speak from experience.

  

  LCS1959 replied:

  Ask local coworkers. See if you like anyone on XYPN (www.xyplanningnetwork.com) who work remotely with clients. Stick to people who are Fiducuaries and Fee Only so they have your best interests in mind.

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• Referral from October 25, 2017
  

  Vescious asked:

  Is there something between a financial advisor and DIY? I consider myself an intermediate investor of some financial literacy enough to believe index funds are better than active management and that fees in general cut in to my money enough that I've been trying to DIY myself for about 4-5 yrs. I am mod 30's and have a relatively standard seeming 80/20 asset allocation consisting of mostly index funds and vanguard target date funds through employer. Wife and I both Max IRA, have term life and disability, and probably more than 6 month emergency fund. However the more I read the more it seems like I'm not doing all the DIY maneuvers I could be. Examples like Tax loss harvesting, optimizing tax efficiency in terms of which investments where , back door IRA, HSA, etc Is there some kind of consultant I can hire to help optimizer this for me? Ideally I would pay them a flat fee to sort of tune things up whenever I need instead of a % ATM per year?

  

  c2reason replied:

  Plenty of fee-only advisors will work on an hourly basis and just do planning, not investment management (they'll make investment recommendations, but then it's up to you to implement they yourself). This is pretty common for fee-only planners in the XY Planning Network, which also targets 30-somethings: https://www.xyplanningnetwork.com/

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• Referral from October 27, 2016
  

  jhiscock asked:

  I need a financial planner to help me figure out my life. But I can't afford a financial planner...ahh, the irony.

  

  Ignite F. replied:

  we aren't THAT expensive!! Check out our site and http://www.xyplanningnetwork.com/ (there are some great affordable planners out here!)

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• Referral from November 13, 2015
  

  Samazon asked:

  In need of a great financial planner... Where do you find them? My SO and I are seriously looking into buying a sizable piece of property. I am good with my money, he is not. We could both use a huge lesson in money management, especially if we are hoping to land a $400,000 loan in 12 months. How do you find Financial Planners non-affiliated with your bank? I want complete autonomy from my banking institution when I get investment and budgetary advice, ya know? Beyond that? What is a good range of costs to expect? I assume that I'll pay for this service, but does anyone know about how much? (So I can budget (; )

  

  jugzz replied:

  It's sad, but MOST of the fee-only financial planners you'll find via Google search or cfp.org will only help if you have a sizable amount of investments. That's how they get paid, so I guess you can't really blame them. XYPlanningnetwork.com has a database of young, fee-only planners who'd love to help you I'm sure. A lot of them only work remotely, but that helps keep costs down. I wouldn't pay more than $500-1,000 for what you're looking for. I know, it's pricey, but getting the right planning advice in most cases can actually pay the fee for you by saving you that much money.

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• Referral from July 21, 2015
  

  PeteThePlanner asked:

  If you are a financial advisor or know of an advisor who provides financial planning services on a hourly fee basis, hit me up.

  

  Brian C. replied:

  Might want to check out the folks at XY Planning Network http://www.xyplanningnetwork.com/

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